The Random Thread

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Re: The Random Thread

Postby Kaz » 12 Nov 2017, 10:53

They are probably maxed out on credit Jo! Loads of people are these days - it would scare me to death :o :lol:
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Re: The Random Thread

Postby Diflower » 12 Nov 2017, 11:39

Some people just don't live in the real world do they!

Agree about the debt, so many people seem to see it as free money :?
We have no debts whatsoever apart from our (smallish) mortgage.
When Bb needs a replacement car he will have to get a loan for that, but it will be the best value secondhand we can find.
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Re: The Random Thread

Postby JoM » 12 Nov 2017, 13:17

Kaz wrote:They are probably maxed out on credit Jo! Loads of people are these days - it would scare me to death :o :lol:


We thought that but he explained it all to John, he's a self employed electrician and has a high turnover yet only pays himself £10,000 per annum so he's avoiding paying a huge amount of tax on the rest of his earnings, charging family stuff to the company etc.

Get your head around this; he has a classic car in the garage, she has a classic car which is being done up, she has the BMW, he has two works vans and her twin sons have a car each despite only just starting lessons! Seven vehicles and that's before she's had her rainy day car.
They have another house in the village which was bought as a renovation project and a new static caravan at Newquay in Cornwall.

Our mortgage is our only debt too. Otherwise, if we can't afford it then we don't buy it. John said that other week that they were discussing debt at work in the kitchen over lunch and one of his colleagues said that as well as his mortgage he has £35,000 on credit cards.
I wouldn't sleep at night!
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Re: The Random Thread

Postby Osc » 12 Nov 2017, 13:33

I could not live with that amount of debt :shock: We have no mortgage, only really use the credit card for booking stuff and then it is paid off in full every month.
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Re: The Random Thread

Postby saundra » 12 Nov 2017, 15:07

Gosh it's mega cold here by the north sea heavy rain with the odd bit of sunshine
Heating on whisky in my tea
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Re: The Random Thread

Postby saundra » 12 Nov 2017, 15:16

I use my credit card because a shop on line have to living in the sticks but it's cleared every month I pay all my bills cash refuse to do direct debit and pay my rent every month never ever in arrears if been paying rent since I got married at 22 and im still paying at 75 just because I'm old fashion and pay my own way could have brought a dozen houses by now :roll:
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Re: The Random Thread

Postby Gal » 12 Nov 2017, 16:36

Blimey I couldn't sleep at night with a debt like that!! Let alone buying more stuff!

Does anyone know if I can have my vertical blinds repaired? You know the tiny little hooks along the bottom where the chains attach to each slat of blind? Several of them have broken, meaning the chains are just trailing along the windowsill.....I know who's to blame (well, not for all, but certainly some!) but I don't know what to ask for if I were to phone anywhere, or can I buy them myself to replace?
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Re: The Random Thread

Postby JanB » 12 Nov 2017, 18:00

There's a guy here who could help you Gal, but it's a long way ;)

Never had a credit card.

And what is wrong with next door?

He's now got 4 sheep :shock: :shock: :shock: :?

That'0s to go with the gaggle of geese, chickens, goats,ducks, donkey and dogs - 2 of which he can only let out when everything is shut up, as they attack everything :shock: :shock:
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Re: The Random Thread

Postby saundra » 12 Nov 2017, 18:29

Gal I just looked on e bay put in hooks to replace for vertical blinds and loads of stuff came up I hadn't a clue
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Re: The Random Thread

Postby Kaz » 12 Nov 2017, 20:07

Gal, we had to replace ours, after Fraggle jumped up at the front window and got caught in them! Daft dog! Thankfully he was fine, but the blinds weren't :roll: :lol:

I will see if I can find a link :) >>>>>
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