JoM wrote:The reason I’ve used cash when shopping in town, in multiple shops, is to rein in my spending. I stick to what I’ve got in my purse rather than impulse buying and paying by card.
I'll add to that....
I don't, because I just find that I'm constantly taking money out of the machine and tend to spend more. I also wind up with a huge clanking mess of coins in my pocket as I'm rarely in the mood to stand there and dole out the exact money every time I shop.
I've found that simply not going to the shops, not window shopping and going online to get each specific thing I need restricts me buying all those things I really didn't need that they put in front of me in the shops. That barrier of a day before you get your online shopping really does make me stop and think "do I really want that?"