The need for more security?
I have done a bit of reading about this type of malware. It hijacks your machine, encrypts your files, and you have to pay to get it working again.
"Why are you reading up about it?" you might ask. The short answer is because I got hit!
I was downloading old mp3s from a far away place, but on one link up popped the demand. My mouse was locked, my keyboard shortcuts were locked, in fact the only keys working were the alphanumeric ones. I was asked to "buy" 3 bitcoins ($300 ish) to be released!.
Now the difference with me over many of you is that I was running my browser in a Sandbox. So, armed with a strong index finger, I pressed and held the on/off button till the laptop closed down. When I booted up again all was well - no damage.
My point is that without the sandbox I would have been screwed and one problem is that these ransomwares are out there just waiting for your innocent drive-by clicks. They also get in using email, but most of you already know not to open strange emails and if you do then not to click on links. Another problem is that the original code is open source so anyone can get hold of, and modify, it.
So what can we do to avoid innocent infection? Running browsers in a sandbox if you can is a good first step. Most decent AV suites have one, with the exception of AVG, for that you will need a standalone sandbox, have a look here. If you are not sure try right clicking your browser shortcut and see if a sanbox option is there. Avast!, BitDefender and 360 Total Security all have one.
Another quick step to take is Control panel>>>System>>>System Protection>>>Remote tab and make sure the Allow Remote Assistance box is clear...OK your way out.
At the moment the big AV companies are releasing anti-ransomware as fast as they can run but they are always playing catch up as new variants emerge. Some of the new tools are a bit clumsy and not user-friendly at all and I think it will be a while before a comprehensive anti-ransomware suite emerges.
For me that means continuing to browse the Internet from a sandbox or a virtual machine.