No, Saundra, I haven't, and I probably wouldn't do so unless and until it became "socially unacceptable" not to be without one.
Some people round here are wearing masks but I wouldn't say it's the norm yet. Probably a very different matter in the cities ...
Mrs O has a scarf she can pull up if necessary - I could do the same, as I have a very long (5 foot!) black and white knitted football scarf, supporting Calne Town FC, the "Lilywhites".